NMLS #1871433 | NMLS #2351128
COMMERCIAL LOAN BROKERAGE
Get the Business Financing you Need , Even If a Bank Has Already Said No.
A commercial loan broker with access to nearly 100 lenders including banks will find the right financing for your business SBA, commercial real estate, equipment, and acquisition. Even if one bank has already turned you down.
Texas Mortgage Brokerage
Get Approved for a Home Loan in Texas, Even If a Bank Has
Already Said No.
A Certified Mortgage Advisor with access to nearly 100 lenders will find the right
loan for your situation — even if a bank has already turned you down.
The Problem With
Going Only to Your Bank
When your business needs financing, you probably start where everyone does, your bank. And you may have run into the problem: one bank only has one set of products, its own. If your business doesn't fit neatly inside that one box: perfect credit, years of history, traditional income, strong collateral the answer is usually some version of "no." Faisaloans works strategically with multiple banks, direct lenders, insurance companies, private creditors and private equity groups.
What makes it worse is how long it takes to find out. You spend weeks gathering documents and waiting on underwriting, only to be declined at the end or approved for far less than you need.
But being turned down by one bank tells you almost nothing about whether your business can actually get funded. Usually, it just means you knocked on the wrong door.
There is a better way to do this.
What You See vs. What You Get
The financing you need
$1,000,000
What a single bank will approve
$600,000
Down payment they'll require
25–30%
Time to get a maybe
45–60 days
⚠️ One bank means one set of rules. A broker puts your file in front of nearly 100 lenders and banks at once, so a "no" at one becomes a "yes" at another.
The Problem With
Rate Shopping
If you have been looking at homes in Texas and comparing rates online, you have probably noticed something. Every lender advertises a different number. Some look almost too good to be true.
That is because they are. Those advertised rates are based on a perfect borrower profile — perfect credit, perfect income history, a large down payment, zero debt.
There are over 27 different factors that determine your actual rate, and unless every single one of them falls into the lowest risk category, the number you saw online is not your number.
What happens next is predictable. You reach out to that lender. They pull your credit. They start the process. And then somewhere along the way, the rate changes. Fees appear. Conditions get added.
You have already invested time and energy, and now you are stuck deciding whether to start over or accept something that is not what you were promised.
There is a better way to do this.
What You See vs. What You Get
Advertised Rate (online) iiiiiiiiiiiiiiiiiiii5.99%
After credit check iiiiiiiiiiiiiiiiiiiiiiiiiiiiiii6.75%
After income review iiiiiiiiiiiiiiiiiiiiiiiiiii7.40%
After fees & conditionsiiiiiiii. iiiiiiiiii 7.90% +
iiiiiiiiiiiiiiiiiiiii iiiiiiiiiiiiiiiiiiiii iiiiiiiiiii$4,200 fees
⚠️ The rate you saw online assumed 27 factors all falling perfectly. For most borrowers, they don't.
HOW WE'RE DIFFERENT
How FAISALOANS Works Differently
Most business owners go only to their bank when they need financing. The problem is that one bank only has its own products. Faisaloans is a commercial loan brokerage, we work with banks and close to 100 different lenders to find the financing that actually fits your business.
Most people go to a bank when they need a mortgage. The problem is that a bank only has its own products. Faisaloans is a mortgage brokerage — we work with close to 100 different lenders to find the loan that actually fits your situation.
What Included
Lender Access
Borrower Types
Down Payment
Closing Time
Our Approach
What Most Lenders Do
✗ Offer only their own products
✗ Reject newer or non-traditional businesses
✗ Require large down payments
✗ Take 45–60 days with no certainty
✗ Treat you like a transaction
What Faisaloans Does
✔ Shop nearly 100 lenders including banks
✔ Work with startups, self-employed, non-traditional income & owners turned down elsewhere
✔ SBA programs with as little as 10% down
✔ Equipment in 48–72 hrs; SBA in 30–90 days
✔ Approach your financing as part of your long-term growth
What Included
Lender Access
Borrower Types
Down Payment
Closing Time
Our Approach
What Most Lenders Do
✗ Offer only their own products
✗ Reject non-traditional borrowers
✗ Require large down payments
✗ Take 45–60 days to close
✗ Treat you like a transaction
What Faiso Loans Does
✔ Shop nearly 100 lenders for the best fit
✔ Work with self-employed, commission, low credit & non-traditional income
✔ Offer programs with as low as 0% down (depending on eligibility)
✔ Close in under 30 days in most cases
✔ Approach your loan as part of your long-term financial plan
IS THIS FOR YOU?
Who This Is For
This is for you if any of the following sound familiar.
You want to buy, expand, or acquire a business
You want to stop leasing and buy the building you operate in
You need equipment but don't want to drain your working capital
A bank has already turned your business down or offered unworkable terms
You're carrying high-cost short-term debt (like an MCA) and want to restructure it
You're a CPA, attorney, or advisor whose clients need financing they can trust
Who You're Working With
About Faisal Momin
Faisal Momin is an Investment Advisor and the founder of multiple companies. He holds a Bachelor's degree in Finance, has been a business owner since the age of 15, and has worked as a real estate agent, investor and operates multiple businesses.
His approach is different from a typical lender. With a background in financial analysis and planning, Faisal looks beyond the immediate transaction to ensure the loan you take on fits your broader financial goals — not just today, but for years to come.
Born and raised in Houston, Texas, Faisal understands the local market and works with businessowners and investors across the nation.
get Started today
Find Out What Your Business Actually Qualify For
No pressure. No credit pull required to start. Just a clear picture
of your real options from someone who has access to nearly 100
lenders.
No pressure. No credit pull required to start. Just a clear picture of your real options from someone who has access to nearly 100 lenders.
Faisaloans provides commercial financing for business owners and investors nationwide.